Very few people probably don’t think this is possible to do. But I am telling you that anything is possible and some people are able to do it. Our boys for sure don’t believe in it but we are working with them on it. They want everything now and not to save up for it.

We teach them that they need to try to always pay cash for anything they need or want in their lives. If they don’t have the money at the time then they need to wait on buying it. They can also find ways to make more money so they can buy it sooner.

As always, I am not giving you any Financial Advice and you should seek advice from your Professional Advisors to see what is best for your situation. See my Disclaimer at MillsWay.com. This is for entertainment only.

We are all faced with so much temptation everywhere we go. Almost every place has their own Credit Card also and offers special perks if you use their Credit Card when purchasing stuff. Yes, if you play the credit card game right you can make a little money or some extra savings on the stuff you want to buy. A lot of people though aren’t able to play the game and end up not paying the credit card balance off right away. They end up making the minimal payments and paying high Interest rates. That is what the credit card companies love to see.

Our boys think they need that video game now and can’t wait till they save up the money. We tell them that they won’t die not getting the game until they have saved up the money for it. We don’t want them to get into a habit of buying things on credit. It is a dangerous habit we feel.

The boys if they don’t have money to buy a car let’s say for an example then they have options until they have the money saved up. They could take public transportation, walk, ride their bike or see if a co-worker lives by them and maybe they can give them some gas money to ride with them.

They need to know even if they just have enough money for that car to buy, they need to also save up for Insurance payments, title and registration costs, gas, oil and possible repairs in the future. Cars are expensive and they need to have enough money saved up to be prepared. We want them to stay out of debt. Listen to the full Podcast Show for more info.

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