The Wealth Equation

Pay off Debt or Invest


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“How do you decide whether to pay off debt or invest your money? In this episode, Maurice breaks down the key factors that influence this decision—from interest rates and student loans to wealth-building strategies that put your money to work.” — Maurice Wilson

Welcome to The Wealth Equation Podcast, hosted by Maurice Wilson—where we demystify markets and deliver wealth-building strategies you can apply today. Whether you’re navigating real estate, entrepreneurship, or the stock market, each episode arms you with the tools to build smarter, faster, and stronger financial outcomes.

In this episode, Maurice tackles one of the most common financial dilemmas: should you focus on eliminating debt first, or start investing early? Drawing from 20 years of experience as an engineer-turned-financial-advisor, he explains the trade-offs, mindset shifts, and strategies that help you choose the right path for your unique financial situation.

What Was Covered:

  • The Debt vs. Invest Dilemma: Why this is one of the most asked questions in personal finance.

  • Interest Rates & Opportunity Cost: How math—not just emotion—should guide your decision.

  • Student Loans & Credit Cards: The impact of different types of debt on wealth-building.

  • The Wealth Equation Perspective: Why timing and discipline matter more than quick fixes.

  • Practical Guidelines: How to balance paying down debt while still investing for growth.

    Who Will Benefit from This Episode?

    • Young professionals juggling student loans and their first investments.

    • Entrepreneurs managing business debt alongside personal financial goals.

    • Anyone unsure whether to prioritize debt freedom or financial growth.

      Connect with Maurice:

      🌐 Website: wilsonwealth.com
      💼 LinkedIn: Wilson Wealth
      📘 Facebook: Wilson Wealth
      📸 Instagram: @WilsonWealth
      ▶️ YouTube: @WealthEquationPodcast

      📩 Subscribe to The Wealth Equation Newsletter: bit.ly/wealthequationnews

      For insights, updates, and tools to help you achieve your financial goals, follow along and be part of the Wilson Wealth community.

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      The Wealth EquationBy Maurice L. Wilson