Today I invite back my good friend Francis to the show to discuss credit and finances. We spill the beans on how each of our credit and finance journey is going and where it started from in the first place. Francis drops some knowledge for you and we wrap up with a few tips to help you find somewhere to start when it comes to dealing with credit and finances. 

Follow his Instagram-@calicalvin96

Snapchat-@francis_calvin2

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Built Different, presented by Grown Up, is a podcast for people serious about growth—mentally, financially, and personally.

Each episode dives into real conversations about discipline, mindset, money, and what it takes to build something meaningful while balancing everyday life. No fluff. No fake motivation. Just real work and real perspective.

If you’re trying to level up, start something of your own, or push past feeling stuck—this is for you.

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