PayCLT and Scott Harkey are proud to welcome Henry Ijams, Managing Director at StreamTech Advisors to the PayCLT Payments Hub Podcast, sponsored by Endava. This season we're diving deeper into the Charlotte community to surface the payments leadership and talent in the Queen City, so we hope you enjoy the discussion!

Henry's LinkedIn: https://www.linkedin.com/in/henryijams/
Scott's LinkedIn:   / scottleeharkey 

PayCLT Payments Hub Podcast on Apple: https://podcasts.apple.com/us/podcast...
PayCLT Payments Hub Podcast on Spotify: https://open.spotify.com/show/0vgsAgV...

PayCLT homepage: https://www.payclt.com

PayCLT and Scott Harkey are proud to welcome Adam Gill, Head of Digital Banking and Deposit Product Management at Stearns Bank to the PayCLT Payments Hub Podcast, sponsored by Endava. This season we're diving deeper into the Charlotte community to surface the payments leadership and talent in the Queen City, so we hope you enjoy the discussion!

Adam's LinkedIn:  / adamgill24/
Scott's LinkedIn:   / scottleeharkey 

PayCLT Payments Hub Podcast on Apple: https://podcasts.apple.com/us/podcast...
PayCLT Payments Hub Podcast on Spotify: https://open.spotify.com/show/0vgsAgV...

PayCLT homepage: https://www.payclt.com

Takeways:

- **Career Progression**: Adam Gill is the Head of Digital Banking and Product at Stearns Bank, with a diverse background in consulting, Ally Bank, and launching a neobank. His journey showcases the evolution of financial services and technology.

- **Common Thread**: Throughout his career, Adam has focused on modernizing financial services technology and enhancing customer engagement, emphasizing the continuous journey of modernization in the industry.

- **Charlotte’s Unique Landscape**: Adam highlights Charlotte’s strong foundation in large banks, which attracts specialized talent and fosters a vibrant FinTech ecosystem. He notes the importance of diversification and the growth of smaller organizations in the community.

- **Lessons from Neobank Experience**: His experience launching a neobank taught him the importance of focusing on a minimum viable product and understanding the financial technology landscape. He emphasizes that the tech fundraising model is not always applicable to FinTech.

- **Payment Misconceptions**: Adam points out that many people view money movement through their personal experiences, which can lead to misconceptions about payment systems. Understanding broader use cases is essential.

- **Future of Payments**: While real-time payments are being implemented, Adam notes that they are not yet relevant for all customers. He emphasizes that cash access remains vital for small and medium-sized businesses.

- **Community Engagement**: Adam is passionate about building a diverse and collaborative FinTech community in Charlotte, recognizing the need for various organizations and professionals to enrich the ecosystem.

PayCLT and Scott Harkey are proud to welcome Joe Giordano, the exited founder of Payzer as a guest of our second season of the PayCLT Payments Hub Podcast, sponsored by Endava. This season we're diving deeper into the Charlotte community to surface the payments leadership and talent in the Queen City, so we hope you enjoy the discussion!

Joe's LinkedIn:   / joegio1 
Scott's LinkedIn:   / scottleeharkey 

PayCLT Payments Hub Podcast on Apple: https://podcasts.apple.com/us/podcast...
PayCLT Payments Hub Podcast on Spotify: https://open.spotify.com/show/0vgsAgV...

PayCLT homepage: https://www.payclt.com

PayCLT and Scott Harkey are proud to welcome Kelly Buchanan, the CIO of Enterprise Payments and Wholesale Technology at Truist as the initial guest of our second season of the PayCLT Payments Hub Podcast, sponsored by Endava. This season we're diving deeper into the Charlotte community to surface the payments leadership and talent in the Queen City, so we hope you enjoy the discussion!

Kelly's LinkedIn: https://www.linkedin.com/in/mrskellybuchanan/
Scott's LinkedIn: https://www.linkedin.com/in/scottleeharkey/

PayCLT Payments Hub Podcast on Youtube: https://youtu.be/a1C0zhLtttQ

PayCLT homepage: https://www.payclt.com


Keywords: Charlotte Truist Endava payments tech technology finance financial institution bank banking network processor fintech

Are Central Bank Digital Currencies "crypto"? and why does it matter?

Join our conversation with Barry Tooker of TransactionBanker.com as we dive into why CBDCs are coming up in the news and in the legislative halls.

Connect with the speakers on LinkedIn:
Scott Harkey
Barry Tooker

Learn more about the featured companies:
Endava
PayCLT
Transaction Banker

We're Back!  We are kicking off our return to the mic with a deep dive into Cross-Border payment trends with Karuna Kathir from Finzly. Why is the space growing so aggressively and what impact did COVID have on international money movement volumes? Find out in the latest episode of the PayCLT Payments Hub podcast.

Connect with the speakers on LinkedIn:
Scott Harkey
Karuna Kathir

Learn more about the featured companies:
Endava
PayCLT
Finzly

How are banks navigating check fraud today—and what can be done to modernize their approach? Scott Harkey chats with EY Payments Lead Jen Lucas to find out on the latest episode of the PayCLT Payments Hub podcast. 

Connect with the speakers on LinkedIn:
Scott Harkey
Jen Lucas

Learn more about the featured companies:
Endava
PayCLT
EY

Paze’s Head of Product Matt Miller joins Scott Harkey in this episode, where they discuss Paze’s introduction to the digital wallet market. 

Connect with the speakers on LinkedIn:
Scott Harkey
Matt Miller

Learn more about the featured companies:
Endava
PayCLT
Paze

Scott Harkey hosts Dropp CEO Sushil Prabhu to find out more about the future of Pay by Bank, micropayments and more in the latest episode of PayCLT.

Connect with the speakers on LinkedIn:
Scott Harkey
Sushil Prabhu

Learn more about the featured companies:
Endava
PayCLT
Dropp

Live from Fintech + Insurtech Generations, Scott Harkey and David Tate (Director, Digital Member Experience at Blue Cross NC) took the stage to discuss the latest innovation and solutions in payments. 

Connect with the speakers on LinkedIn:
Scott Harkey
David Tate

Learn more about the featured companies:
Endava
PayCLT
BCBS NC