In this episode of "Founders in LA," host Ethan Cole interviews Cullen Gallagher, the Co-founder and CEO of Lunch. Lunch is a company aiming to build payment networks in legacy industries, starting with government payments. Cullen discusses how Lunch is addressing the issue of slow payment times in government transactions, particularly affecting small businesses and startups. By creating a free payments network, Lunch allows governments to pay vendors quickly and efficiently, while also offering supplier financing to ensure working capital for businesses. Cullen shares insights into the challenges and opportunities of disrupting payment systems and how his background in the military and tech industry influenced his entrepreneurial journey. He also shares a humorous story of an unforgettable karaoke experience involving a celebrity party and a surprise duet with actor Lamorne Morris from "New Girl."