The Dreamers Podcast

Paying off $220k of Student Loans in 3 Years While Investing and Pursuing Financial Independence Before 50 with Andong Florinas


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After years of hard work and sacrifice to get through college, we should be able to. enjoy our lives by starting fresh, getting great jobs, and building wealth. The last thing we should have to think about is student loan debt.

Unfortunately, it’s unrealistic for most people who attend college in the US.

Dreamer Andong Florinas graduated during the Great Recession. She had student debt couldn’t find a job in her field, moved in with her parents.

She went to pharmacy school and took on more student loans.

In this episode, she talks about how she paid off $220k of student loans in 3 years, more than tripled her salary in 6 years, and her journey towards reaching FIRE (Financial independence retire early).

Andong also talks about how she changed her mindset around the years and became more strategic with her money. She shares why she is pursuing a side hustle even though she and her husband have great jobs and earn multiple six-figures, and so much more.

She is dropping so many gems on the power that we have to change our circumstances and be free.

Get to know Andong more through her feature story in Business Insider.

In this episode, Andong Florinas shares: 

  • How she increased her salary from under $40,000 to over $150k in 6 years
  • How she changed her mindset around money to pay off $220k of debt in 3 years
  • The strategies she and her husband used to get out of debt while also investing for the future
  • The importance of having accountability partners 
  • Her plan to reach FIRE and retire by 50 
  • How consumer society holds us back from our freedom 

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

  1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
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  3. Share the podcast with your family, friends, and co-workers.
  4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.

Other resources mentioned:

  • Business Insider Article - 4 Strategies a Newlywed Couple Used to Pay off $220,000 of student loan debt in 3 years.
  • The Secret by Rhonda Byrne

About the Guest:

Andong Florinas is a Clinical Scientist at BeiGene, Immuno-Oncology in San Diego, California. As a pharmacist, she designs and oversees global clinical trials for cancer. She has a doctorate in Pharmacy from the University of Maryland.


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The Dreamers PodcastBy Anne-Lyse Wealth

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