Getting an education and going off to college is supposed to be an exciting and hopeful time in your life. But, for most people, it also comes with student loan debt.

That’s what happened to Drs. Renée and Nii Darko who had $700,00 of student loan debt a couple of years after graduating college. The debt seemed like a burden they would have to deal with for decades.

After realizing that they would spend close to $1.2 million repaying their debt if sticking with the minimum payment, they decided to take a different approach.

With strategy, discipline, and sacrifice, they paid $700,000 worth of debt in 3 years. Dr. Renée and Nii created a plan. They focused on earning extra money outside of their main job as physicians, improving how they managed their income, and making money work for them - so that they would pay off their debt, build wealth and live life on their terms.

In this episode, Dr. Renée and Nii Darko discuss:

• How they accumulated $700,000 of debt and how they paid it off in 3 years
• Debt deferment & how their debt grew by $100k in interest alone in a few years
• How they became more intentional with their money
• Their IVF journey 
• Designing a wealthy life on their terms
• How they implemented out-of-the-box side hustles like:
  • “Docs Outside the Box” Podcast
  • Independent contracting business
• How they are investing to build wealth for the future
• Tips to have a successful work relationship with your spouse

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Dreamers' Wealth of Wisdom: 

• I figured if I'm going to build a life with a person, then, part of that life is going to include the resources that we have together. - Dr. Renée Darko
• So we were actually broke. And that really pushed us to be more intentional with our money—to actually start budgeting instead of doing this mental math in our heads. - Dr. Renée Darko

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