Today we are joined by Angela Morisette from Scratchpay. She walks us through Scratchpay's various services and pivots and how they go to market with large consolidators. 

We also hear a detailed description of the user's experience and some interesting findings when working with veterinary groups.

Topics discussed:

• How Scratchpay differs from CareCredit.
• The different ways that Scratchpay goes to market with large consolidators.
• How sending out a digital invoice versus a paper statement drastically increases collection rates.
• How Scratchpay is complementary to both insurance and wellness plans.
• Diving deeper into problem-solving for common wellness plan issues.