At the end of May, Tracey and I recorded this podcast to talk about payments modernization and Canada's progress towards real-time payments, among other things. We also talked about open banking, the Retail Payments Activities Act that the Bank of Canada is underway with, and payments innovation in general. Tracey is deeply experienced in payments in Canada and while we still dont have a date for the launch of the RTR, you might hear Tracey talk about a few things you didnt know before in this episode. One of those things might be that RTR API's are available to test in a sandbox. The developer portal where the RTR API's live can be found here: https://developer.payments.ca/