Experts discuss innovations like AI, blockchain, and digital IDs, highlighting their roles in enhancing security, speed, and accessibility of transactions. The publication also examines regional trends in EMEA and the US, including the rise of real-time payments and open banking. Further, it analyzes emerging payment models, such as buy now, pay later and earned wage access, and their implications for the industry. Finally, it explores the transformative potential of electric vertical take-off and landing (eVTOL) aircraft and the need for frictionless payment integration within this new transportation ecosystem.