This JPMorgan Chase publication, Payments-Unbound, explores the evolving payments landscape. Experts from various financial institutions and venture capital firms discuss key trends, including the rise of real-time payments, open banking, and the increasing use of biometrics to combat fraud. The report also examines the impact of payments on diverse sectors, such as healthcare, sports, and sustainability, highlighting innovative solutions driving financial inclusion and a greener economy. Finally, it focuses on the future of treasury management, emphasizing collaboration and technological advancements.