Hear as Jo Toolan, managing director, payments and banking, and Chris Gardner, client sector lead, payments and banking at PayPoint discuss its OpenPay solution, which is changing the way organisations handle payouts and refunds. They also explain the role of Confirmation of Payee (CoP) in fraud prevention, and the biggest barriers organisations face in migrating to these solutions. Jo talks about PayPoint’s participation in Open Banking Expo UK & Europe 2025 as an event partner and what winning Best Sector Initiative at the Open Banking Expo Awards means to the team.