The Penguin Pulse Hotline is back, and this week the YSU community brought the heat with their boldest FCS hot takes yet. Gino dives into three listener submissions — from predicting a first-time FCS champion in 2025, to debating how the transfer portal is shaping the competitive landscape, to forecasting a massive Ice Castle upset under the lights. Along the way, he breaks down contenders like Incarnate Word, South Dakota, UC Davis, and Tarleton State, weighs in on roster retention in the NIL era, and takes a closer look at the Penguins’ potential for a statement win. It’s open mic, open discussion, and no holding back.