Join Joanna and Rev Ian as they discuss the cost of living, budgeting, saving for the future and when life gives you lemons!

When 1 in 6 people in the UK don't have any savings, now is the time to talk finances. Lots of us bury our heads in the sand, and with an ever changing economic landscape, whilst it may not be the most fun conversation to have, it's time to face our financial demons!

We hear from expert financial adviser Annabel Lumsden from TPFinancialSolutions in Morecambe.

tpfinancialsolutions.co.uk