Welcome to the Personal Finance Podcast show, where we show that money matters. I am your Host, Content Editor Ruan Jooste and this is your monthly Financial Planning episode. Today we are joined by a special guest, Kiru Padayachee, Business manager at Glacier by Sanlam, a wealth creation and preservation

platform, and Kiru is here to help talk us through some of the investment opportunities for people in their 60’s.