The 13th Grade Podcast

Personal Finance with Erika Hopkins, YNAB Evangelist and University Supervisor

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Personal Finance with Erika Hopkins, YNAB Evangelist and University Supervisor

Class: Personal Finance and Home Buying

Episode summary: Erika, like many of us, has struggled with financials and budgeting, after realizing her problem she sought out assistance. She had a transformational experience after taking a class with Dave Ramsey, a radio show host who is also a personal finance advisor, and later using the tool You Need a Budget. She has come on the podcast to tell us about her journey to being a successful budgeter and share the knowledge she has acquired along the way.

Erika’s Bio: Erika is 34 years old living in Torrance, CA with her husband of 3 years! She enjoys watching/discussing TV shows and has recently discovered how much she loves playing Animal Crossing! She also loves talking about budgets and spending money wisely, mainly because she’s obsessed with YNAB (You Need a Budget). She’s been using their system since 2018 and says it’s changed her life entirely for the better!

Topics discussed:

  • Erika’s Intro - [1:35]
  • Lessons about money from experience  - [4:07]
  • Lessons from Dave Ramsey’s class on spending/saving money - [5:16]
  • The influence of family/partners on Erika’s relationship with money - [6:42]
  • The best budgeting tool: YNAB - [12:43]
  • Things Erika has learned from YNAB - [25:34]
  • Big life takeaways by Erika - [30:05]

    • Resources:

    • Follow Erika’s journey to discover joy, overcome sorrow, and experiencing everything in between: erikasays.com
    • You Need a Budget - Erika’s favorite budgeting tool

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        The 13th Grade PodcastBy Knit Marketing