In this episode, I speak to Business Development Consultant, Randy T. Rowe, as he talks to me about Personal Financial Freedom.  We speak about earning, savings, investing, financial resources and he shares many gems/tips on becoming financially free.

• Introduction and background of Randy T. Rowe (@RTRowe).
• What makes him knowledgeable in his craft
• Define Personal Financial Freedom
  • Being able to afford to do what you want with your time
• Were you financially free when you just started to work in a salaried job?
• What happened after you left your 1st job?
• What were your other passions?
• Did you have a concept of what you were moving onto next after your 1st salaried job? Did you want to be an entrepreneur?
• What are you doing now?
• How did you gain your knowledge about investments?
• Of the financial categories of earning, investments, expenses, is there anyone that you need to focus on to get to financial freedom?
• List your income streams?
• How can we curtail our spending or desire to splurge?
• What are some of the things you encourage people to invest in, and in what volume?
• What is the rule for saving?
• Is it cheaper to be single or in a relationship with joint income?

Check out Randy T. Rowe's website at http://everymickle.com and follow him on Twitter @RTRowe.

Post from everymickle.com: I don’t Save and You Shouldn’t Either - Randy T. Rowe

This episode was recorded at, and is sponsored by THE HUB COWORKING:

Are you a self-employed Jamaican? An entrepreneur in need of a work space?  Well a coworking space may be what you are looking for, and The Hub is just that!

Coworking is designed to solve the problems of removing traditional office overheads by providing a low cost, aesthetically pleasing space with all the amenities of an office.  All this, while facilitating an environment of collaboration, community and a network that can propel your business to the next level.

Services include:

- Complimentary Coffee

​- Complimentary Wifi

- Flexible Membership Plans

​- Private Offices

- Conference Room

​- Meeting Lounge

- Business Address

- Receptionist

​- Printing, Copying & Scanning

​- Affiliate services 

Find out more information about The Hub, by visiting their website www.hubcoworkingja.com, giving them a call at 876-831-2765 or 876-833-4612 or paying them a visit at 34 Lady Musgrave Road, Unit #18, Kingston 5, Jamaica.  

The Hub Coworking, ‘Working Better Together’.

NOTABLE QUOTES:

“Expense management is key to financial freedom.” - Randy T. Rowe

“Spend less than you make. Try and make as much as you can. Don’t do something stupid to jeopardize the whole thing. Put away a little piece all the time.” - Randy T. Rowe

BOOKS MENTIONED IN THIS EPISODE:

• Seagull - Jonathan Livingston --> https://amzn.to/2Xs0CAm
• The Little Prince - Antoine de Saint-Exupéry --> https://amzn.to/2Xsbe7a
• The Intelligent Investor - Benjamin Graham -->https://amzn.to/32aQu2r
• Rich Dad Poor Dad - Robert Kiyosaki -->https://amzn.to/2xuzdTN

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Music for Podcast: Reggae Meets Soul (Outro) - Mario Evon
Artwork Photo by Tiffany Lue Yen Photography.

Special thanks to Wayne Guthrie for assistance with Audio Engineering.