The 13th Grade Podcast

Personal Savings with Vineet Prasad, Financial Counselor and Founder of Savings Academy

Listen Later

Personal Savings with Vineet Prasad, Financial Counselor and Founder of Savings Academy

Class: Personal Finance and Home Buying

Episode summary: In this episode, Vineet Prasad, financial counselor, gives easy to implement saving advice for people of all ages. He shares tips on monthly saving, creating a spending plan, and goes deeper into the positive effects of what having a handle on one's personal finances would allow.

Vineet’s Bio:

Vineet is an Accredited Financial Counselor and the founder of Savings Academy, which provides 1:1 coaching to help young professionals get their finances on track! Vineet especially enjoys helping people pay down debt, build savings, and gain confidence around their finances.

To connect with Vineet, please feel free to set up time to talk at savingsacademy.com.

Topics discussed:

  • Vineet’s Intro - [1:14]
  • Making a Spending Plan  - [4:07]
  • Splitting your money into 3 accounts - [7:04
  • Lifestyle creep - [10:20]
  • Building credit - [14:20]
  • Fixing bad credit - [18:33]
  • Credit Scores - [21:23]
  • Learning finance in school - [23:41]
  • Speaking openly about finances - [25:16]
  • External implications of personal finance - [27:22]
  • Life lessons - [28:23]

    • Resources:

    • Savings Academy
    • Credit Karma

      • Partners / Ads:

      • Savings Academy - Savings Academy offers 1:1 coaching to help young professionals pay down debt, build savings, and feel confident about their finances. To learn more, you can check out savingsacademy.com and sign up for a free Q&A call with an Accredited Financial Counselor. Finances can feel scary. But Savings Academy is here to help.
      • Knit Marketing - Get a fresh perspective on your marketing! Knit’s youth team brings a fresh perspective to social media, content creation, web development, and ad management. If your business needs a youth voice, head over to knitmarketing.com to schedule a free consultation today.
        • ...more
        View all episodesView all episodes
        Download on the App Store
        The 13th Grade PodcastBy Knit Marketing