The article is a rue crime podcast transcript narrated by Vincent "Vinny" Morelli, a former fraud investigator turned podcaster. It provides a comprehensive examination of phishing (email scams) and smishing (text message scams), explaining how these digital deceptions work, the psychological tactics scammers use, and detailed real-world examples of various scam operations. Written in Vinny's gritty, street-smart voice, the piece offers practical advice for identifying red flags, implementing protective measures, and steps to take if victimized. The article concludes with insights on emerging threats and reinforces that awareness is the best defense against these evolving digital cons.

This content was created in partnership and with the help of Artificial Intelligence AI