Growing up I would often experience my Dad picking up coins on the ground. He would say 99 more until I have my dollar, or I'm not too good to pick up the penny. My Dad understood that great things happened in small increments; that you did not have to start big to get big. 

The intent of setting your mind to something and pursuing it one moment, one decision, one step at a time is extremely powerful. 

That's my hope for you as we get ready to close this year and start a GREAT one small decision at a time. 

This coming year let's resolve to Pick up the Penny and move towards progress one step at a time.