In this episode, I am welcoming James Scarborough. James is an active Toastmaster since 1996. His personal quest is to share his experience when he transferred from working from 8 to 5 every day into retirement life. There are certain issues that might be obvious to everyone, but, well, there are surprises or angles one has not considered or thought enough once the magic age of retirement hit. Now, me being in my 40ies, I look forward to James sharing his experience. I am having important conversations lately with my family, co-workers, and financial advisors and am re-thinking if I am on the right paths when it comes to retirement. Therewith, great timing for this podcast. Disclaimer: We are not providing financial advice per se but want to encourage our listeners to think and plan.