Relax, It’s Retirement Podcast

Planning Ahead for Retirement (Ep. 87)

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Retirement should be a time of fulfillment, not financial stress, yet many retirees face unexpected challenges.

How can you make decisions today that your future self will thank you for? What steps can you take to avoid common retirement regrets and financial pitfalls?

In this episode, Josh Leonard and Pete Belcastro discuss essential retirement planning strategies, from managing healthcare costs to optimizing tax efficiency. They emphasize the importance of flexibility, debt management, and long-term financial preparedness to ensure a comfortable and intentional retirement.

Josh and Pete discuss:

  • The top financial concerns of retirees, including the fear of outliving savings and rising healthcare expenses
  • How to strategically plan for major purchases and avoid tax pitfalls in retirement
  • The impact of debt in retirement, including the pros and cons of using 401(k) loans and different debt repayment methods
  • The importance of financial flexibility, including maintaining an emergency fund and planning for unexpected family support needs
  • Common retirement regrets, such as not diversifying investments early enough or failing to plan for long-term financial security
  • And more!

    • Resources:

    • Schedule a meeting with the team
    • Join our free workshops in Pittsburgh through AFEA! Sign up here
    • Subscribe to our monthly newsletter

      • Connect with Josh Leonard: 

      • [email protected]
      • LinkedIn: Josh Leonard
      • Leonard Advisory Group
      • 412-998-PLAN
      • YouTube: Leonard Advisory Group
      • Facebook: Leonard Advisory Group

        • Connect with Pete Belcastro: 

        • LinkedIn: Pete Belcastro, CFP®
        • [email protected]
          • ...more
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          Relax, It’s Retirement PodcastBy Josh Leonard
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