What does it really cost—financially, emotionally, and logistically—to raise a child with special needs?For many families, it’s not just parenting—it’s navigating a lifelong maze of expenses, red tape, and tough decisions with little guidance and even less support.

In this special episode, Jaimin and Rebekah Garabedian tackle one of the most overlooked and misunderstood financial realities: planning for a child with special needs. With insight from trusted specialists and real-life stories, they unpack the staggering hidden costs, the myths about government aid, and the critical tools every family needs—from special needs trusts to long-term care strategies.

Whether you’re a parent, relative, friend, or simply want to understand the journey better, this episode offers not just financial clarity—but heartfelt perspective and a reminder: no family should have to do this alone.

Timestamps:00:00 Why This Episode Matters04:25 The Real-Life Challenges Parents Face15:30 Common Myths About Government Aid19:19 The Best Time to Start Financial Planning21:45 Essential Documents Every Family Needs26:21 Planning for Adulthood and Beyond36:59 The Hidden Pitfalls That Can Ruin Eligibility44:16 Ensuring Support After the Parent Is Gone50:35 What is a Holistic Estate Plan?55:33 Where to Find Help: Legal, Financial & Emotional1:06:15 Final Thoughts#SpecialNeedsParenting #FinancialPlanning #DisabilitySupport #Caregiving #YouAreNotAlone