Today we’re diving into a critically important topic: Retirement Planning for Federal Employees. This is an essential episode for anyone in the federal workforce—whether you’re just starting out, mid-career, or nearing retirement—because your federal benefits are a key part of your financial future, and understanding them fully is crucial for maximizing your retirement success.

In today’s episode, we’ll be covering a lot of ground, including:

1. The Federal Employee Retirement System (FERS): How it works, what’s included, and what you should be doing at every stage of your career.
2. The Thrift Savings Plan (TSP): Understanding its structure, contribution strategies, and investment options.
3. Maximizing Social Security benefits for federal employees.
4. How to create a holistic retirement strategy that includes your FERS pension, TSP, Social Security, and any additional savings or investments you may have.
5. Common retirement mistakes federal employees make and how to avoid them.