What if your dream home in retirement feels just out of reach—unless you cash out your investments? This is the dilemma so many homeowners face, living on a fixed income and feeling stuck in the wrong home because they are mortgage free or in a 3% rate.

In this real-life client call, our team walks through homebuying and financing options for a soon to be retiree whose income alone couldn’t qualify her for the home she wanted. Hear how we built a solution that let her buy without disrupting her retirement cash flow, preserved her estate plans, and enabled her to retire with confidence that she can stay in her new home comfortably for as long as she wants!

If you’re a Realtor helping downsizing clients or a financial advisor guiding retirees through asset management, this episode is a must-listen case study in strategic mortgage planning.