Nick Russell and Becky Wagoner break down what retirement planning really looks like at each stage of life. From the first savings habits in your 30s, to protecting your income and family in your 40s, to running “stress tests” in your 50s to see if you are truly on track, this episode is packed with practical insights and relatable stories. 

Nick shares how even $300 a month in your 30s can grow into $1 million, why time in the market matters more than timing, and how reviewing insurance and running projections can prevent costly mistakes later on. Becky adds real-life perspective, including what Fidelity suggests you should have saved by each decade.

What to expect in this episode:

• How saving 10% of your income early builds momentum
• The power of compounding and why starting late costs more
• Insurance and protection strategies in your 40s
• Stress testing your plan in your 50s before retirement hits
• And more!

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