Rayna Retirement

Podcast Extra: Financial Literacy Month


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April is National Financial Literacy Month. It started back in the early 2000s when Congress realized too many Americans were leaving school without the first clue about how to manage a paycheck, a credit card, or a financial future.  Fast-forward to 2026, and the problem hasn’t gone away. Nearly half of U.S. adults still give themselves a C-minus or worse on money knowledge…
Key Points Covered:

  • Review one monthly bill and see if you can cut, renegotiate, or cancel it
  • Set one small savings goal — even twenty bucks a paycheck counts
  • Learn just one new money concept — like how compound interest works for you instead of against you
  • Sit down with your partner or your kids and have one honest conversation about money. No judgment, Just real talk
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    Contact Rayna directly at 850-450-6500
    Or call the American Federal Benefits Consultants team at 1-800-872-8857
    Visit: AmericanFederal.org

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    YouTube: https://www.youtube.com/@RaynaRetirement

    Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

    Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.

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    Rayna RetirementBy American Federal Benefits Consultants