DEsccription- Before a bank sanctions a loan, it must carefully assess the borrower, the business, and the security offered. This process is known as due diligence.In this Podcast , Ashok Kakkar, an experienced banker, explains in simple terms how banks evaluate loan proposals. The discussion covers key aspects such as promoter assessment, financial analysis, legal verification, and identification of risk indicators. Understanding this process helps borrowers, bankers, and finance learners appreciate how responsible lending decisions are made.This video is useful for banking professionals, finance students, entrepreneurs, and anyone interested in understanding how loan approval works in practice.⚠️ DisclaimerThis Podcast is for general informational and educational purposes only. It does not constitute legal, financial, banking, or professional advice. The content reflects practical insights of an experienced banker. AI assistance has been used only for structuring and refining the presentation. Viewers are advised to independently verify information and consult qualified professionals before making any decisions.#due diligence in banking, #loan approval process, how banks evaluate loans, credit appraisal, bank loan process india, banking basics, risk assessment in banking, loan sanction process, financial literacy,banking education,Ashok Kakkar,finance learning,credit risk managementloan verification process,banking knowledge