Doctors, are you building your child’s future… at the expense of your own?

In this episode, Vishal Gill (CFP) and Tyson Nagasaks (CEA) from Portfolio Planning INC unpack a question we hear all the time

RESPs..smart strategy… or emotional trap?

Because while every parent wants to fully fund their kid’s education, most doctors aren’t shown how to balance that with their own retirement, practice goals, and lifestyle.

🎧 Tune in as we break down:

• The truth about the “fully fund it immediately” myth
• How CESG grants actually work (and where people get it wrong)
• RESP withdrawal rules nobody explains properly
• The real opportunity cost of overfunding

💊 Portfolio Planning INC — Prescribing your financial plan

📝 Plus, we answer real questions from doctors:
• How do you actually open an RESP?
• Bank vs. specialized RESP companies and what’s the catch?

If you’re raising a family and trying to make smart financial decisions without sacrificing your own future, this episode is for you.

If you found it valuable:
⭐ Rate & review the podcast
📤 Share it with another doctor navigating parenthood
💬 Join our private Facebook group to submit your questions for our next Medical Mailbag episode

JOIN HERE

Because great planning isn’t just about your kids’ future it’s about yours too.

Canadian doctors! Are you making the most of your money, or leaving tax efficiency on the table?

In this episode, Vishal Gill (CFP) and Tyson Nagasaks (CEA) from Portfolio Planning INC break down one of the most common (and costly) questions we see:

Should you invest through your TFSA… or inside your corporation?

The answer isn’t always what you think and getting it wrong can quietly cost you thousands over time.

If you’re incorporated, building wealth, and want to make smarter decisions with your investments, this is a must-listen.

🎧 Tune in now and get clarity on:
• When your TFSA still wins (even as a high-income professional)
• When corporate investing makes more sense
• The hidden tax traps most doctors miss

💊 Portfolio Planning INC "Prescribing your financial plan"

If you found this helpful:

⭐ Rate & review the podcast
📤 Share it with a colleague who needs to hear this
💬 Join our private Facebook group to submit your questions for our next Medical Mailbag episode

Your future self (and your balance sheet) will thank you.

https://www.facebook.com/share/g/1HrYeAJbdP/

Vishal & Tyson are back on Portfolio Talks, diving into RRSPs for doctors—when they make sense, when they don’t, and the costly mistake we see incorporated professionals make all the time.

If you’ve ever been told to “just max your RRSP,” this episode might change how you think about your entire strategy.

💡 In this episode:

• When maxing your RRSP is a smart move

• When it could actually hurt your long-term plan

• How incorporated doctors should really think about tax + investing

• Smarter alternatives you may not be using

This is a must-watch for medical professionals who want to build wealth intentionally, not just follow generic advice.

🎯 Our goal: help doctors become high net worth—with clarity and confidence.

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📩 Want help building your own strategy? Reach out to work with us.

🔔 Subscribe for more episodes on investing, tax, and insurance planning for doctors.

🎙️ January 2026 Investment Chats with Kinsted Wealth

I’m joined by the Chief Investment Officer Brent Smith of Kinsted Wealth to explore the evolving investment landscape.

We discuss public equities, private assets, private equity, and how diversification plays a critical role in long-term portfolio growth.

With opportunity expanding across asset classes, this episode offers practical insight into how investors can position themselves for what’s ahead.

🎧 Now live.

In this episode, I sit down with John Fisher (CIO) and Ian Hardacre (Head of Publicly Traded Equities) from Bridgeport Asset Management.

We discuss portfolio management, lessons from market success in 2025, and how portfolios can be structured to protect capital while still achieving strong long-term growth.

A practical conversation on risk, opportunity, and disciplined investing in today’s markets.

🎧 Now live on Spotify.

Mike Lloyd and Tyson Nagasaka dive into how to get your money ready for summer — and the common financial mistakes people make every year. Don’t let your wallet melt! 🔥💳

Watch now and start summer strong! 🏖️📊

#SummerFinance #MoneyTips #FinancialFitness

Mike Lloyd and Tyson Nagasaka break down 5 surprising reasons why your home might be more than just a place to live — it could be your smartest investment yet! 💰📈

Don’t miss this eye-opening conversation! 🔍✨

Have questions?

www.portfolioplanning.ca

www.homehappy.ca

#RealEstate #Investing #FinancialFreedom

Mike Lloyd and Tyson Nagasaka discuss why you shouldn't think of your home as an Investment!

Many clients are constantly told to view their home as an investment but don't apply investment behaviour

Have questions? Leave a comment or reach out to us directly.

www.portfolioplanning.ca

www.homehappy.ca

Who you work for usually sways the advice that you give!

In today’s episode Vishal is missing so it’s Mike and Tyson talking about:

Independent Broker versus Captive or Bank representative & how they would issue advice and how that affects clients 

In this episode of Portfolio Talks, we help you get your financial house in order.💡 What You’ll Learn:Why your first $100K saved changes everythingThe problem with HELOCs and how they’re marketedHow refinancing can be a secret weapon (if used right)The power of simplifying your debt into one manageable paymentWhy less “stuff” and more savings lead to true peace of mindThis one’s like a financial reset button 🔁—perfect for spring.💬 Got questions? Drop a comment👍 Like, 💬 Comment, and 🔔 Subscribe for more real conversations about money.