In this episode of USLI’s InTrend, host Melissa Kanbayashi is joined by Kelly Christ and Drew Hager to reflect on what shaped the insurance industry in 2025 and what those developments signal for 2026. From market competition and M&A activity to talent challenges, profitability by line, AI adoption, and emerging coverage needs like cyber and excess limits, this conversation offers practical insights for navigating a rapidly evolving marketplace.