Lots of business owners are using banking “pots” and “spaces” to organise their money, setting aside funds for tax, profit, or future expenses.

But here’s the big question:

Is separating money enough… or are we missing something?

In this episode, Tim Seymour and Deb Halliday explore why simply creating pots without a structured financial framework can actually create confusion, misallocation, and a false sense of control.

They unpack:

1. Why putting money aside isn’t the same as having a strategy
2. The risks of allocating funds without understanding your true financial position
3. The importance of a proper profit assessment before deciding percentages
4. How Parkinson’s Law quietly sabotages business owners
5. Why discipline and structure matter more than ever

You’ll hear why the real power doesn’t come from the pots themselves, it comes from the framework guiding them.

If you’ve embraced app-based banking features but haven’t fully implemented a structured cash flow methodology, this conversation will challenge your thinking and help you see what might be missing.