After the ruling from the High Court that the Pension Protection Fund cap on deferred member benefits is illegal on age discrimination grounds, the pensions lifeboat could face a new legal challenge as members who have not reached retirement age have their benefits cut to 90 per cent, argues Ian Neale, director at Aries Insight. He and Sara Protheroe, chief customer officer at the PPF, discuss this topic, as well as the interim regime for superfunds and the implications of the new insolvency bill for pension schemes.

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