Learn the entire first-time buyer journey - from pre-approval to keys, plus myths (you don’t need 20% down), offer tactics, inspections/appraisals, grants, house hacking, and six pro tips to avoid costly mistakes.

00:00 Intro

01:21 First-Time Buyer Stories & Tips

03:09 Why Own vs Rent

05:05 Affordability: Facts & Myths

11:01 Home-Buying Steps (Start to Close)

19:50 Don’t Add Debt Before Closing

20:19 Appraisals: What They Do

21:53 Who Pays: Inspections & Appraisal

22:40 Final Walkthrough + Closing Disclosure

26:33 Quick Recap: The Steps

27:48 Pro Tips for First-Time Buyers

28:12 Prep Right: Savings + Credit

31:30 Set Realistic Expectations

33:01 First-Time Buyer Programs (Grants)

34:36 Why Your Inspection Matters

36:48 Bonus Tips & Wrap-Up