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In this episode of SOLD by MC, I sit down with Mengistu Koilor, Associate Vice President of Lending at Guaranteed Rate and a West Philly native with over 20 years of experience in financial services. We break down what buyers often misunderstand about the mortgage process, how lenders and agents truly work as one team, and the mindset shifts that help clients move from overwhelmed to confident.

Mengistu also shares his journey back to Philadelphia and how he balances his lending career with co-owning Two Locals Brewery in University City — a passion project rooted in community and connection.

If you’re thinking about buying, refinancing, or just want a clearer understanding of financing in today’s market, this episode delivers real strategy, real talk, and a little Philly flavor.

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