Hour 3 -  An Agoura Hills homeowner says her annual premium with State Farm has skyrocketed to more than $44,000 — more than seven times what she paid when she bought her home in 2012. As wildfire risk becomes fully priced into California’s insurance market, the pressure on homeowners is reaching a breaking point.  Forecasters at the National Weather Service Los Angeles/Oxnard tracking offshore winds typical of early spring Santa Ana events, we ask: are conditions setting up for even more trouble ahead?

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