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Preparing for the Big Move: What Happens Between Going Unconditional and Settlement Day
From the moment your offer goes unconditional to the day you receive your keys, there's a crucial window of opportunity to make decisions that will shape your homeownership journey for years to come. This eye-opening episode pulls back the curtain on what happens after the excitement of having your offer accepted, revealing the essential steps that many first-time buyers overlook.
We dive deep into the art of structuring your mortgage to fit your unique life circumstances. Should you fix for six months or five years? How can aligning your payment cycle with your payday save your credit score? And why does paying weekly rather than monthly help you chip away at your principal faster? These seemingly small decisions can save you thousands over the life of your loan.
Perhaps most powerfully, we share personal stories about the importance of protecting your new investment with appropriate insurance. When one of us lost her father at a young age, her mother had to work three jobs while grieving because there was no financial safety net. This raw, honest conversation highlights why "relying on Give a Little pages is just not good enough" when it comes to securing your family's future.
The episode is packed with practical wisdom you won't find in typical homebuying guides: arranging utilities before you move (avoiding the cold shower on moving day!), planning your final inspection, organizing free moving boxes, and the four-box method for efficiently sorting your belongings. Whether you're weeks away from settlement or just beginning your homebuying journey, these insights will help you navigate the process with confidence and foresight.
Ready to turn your house into a home without the stress? Listen now, and don't forget to share your own settlement day stories with us online.
Send us a text
Support the show
Buy your first home in NZ Weekly Webinars
You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!
Join Here - https://bit.ly/4m9SL72
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By Zebunisso AlimovaFrom the moment your offer goes unconditional to the day you receive your keys, there's a crucial window of opportunity to make decisions that will shape your homeownership journey for years to come. This eye-opening episode pulls back the curtain on what happens after the excitement of having your offer accepted, revealing the essential steps that many first-time buyers overlook.
We dive deep into the art of structuring your mortgage to fit your unique life circumstances. Should you fix for six months or five years? How can aligning your payment cycle with your payday save your credit score? And why does paying weekly rather than monthly help you chip away at your principal faster? These seemingly small decisions can save you thousands over the life of your loan.
Perhaps most powerfully, we share personal stories about the importance of protecting your new investment with appropriate insurance. When one of us lost her father at a young age, her mother had to work three jobs while grieving because there was no financial safety net. This raw, honest conversation highlights why "relying on Give a Little pages is just not good enough" when it comes to securing your family's future.
The episode is packed with practical wisdom you won't find in typical homebuying guides: arranging utilities before you move (avoiding the cold shower on moving day!), planning your final inspection, organizing free moving boxes, and the four-box method for efficiently sorting your belongings. Whether you're weeks away from settlement or just beginning your homebuying journey, these insights will help you navigate the process with confidence and foresight.
Ready to turn your house into a home without the stress? Listen now, and don't forget to share your own settlement day stories with us online.
Send us a text
Support the show
Buy your first home in NZ Weekly Webinars
You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!
Join Here - https://bit.ly/4m9SL72