Prepare to step into the new year equipped with financial wisdom and strategic foresight. Join me, Stacey Hyde, as I dissect the intricacies of financial planning in a world where time seems to fly by. Wondering how to make tax season a breeze? I'll walk you through the essential steps of organizing your financial documents and keeping track of significant expenses like charitable donations and property tax payments. For homeowners, being mindful of annual costs such as insurance can prevent unwelcome surprises, while ensuring your car is well-maintained could save you from unexpected repair bills. And if a new car is on your wish list, I’ll guide you on how to make the most of year-end deals, providing insights on evaluating models, insurance costs, and financing options.

Whether you're contemplating major purchases like a new car or home, or planning home improvements, having a solid financial strategy is crucial. We'll explore how to save effectively for a down payment, earn interest on your savings, and understand the various costs associated with home buying, including mortgage insurance and closing fees. From choosing between new flooring or a fresh coat of paint, to updating kitchen countertops, having financial clarity will make these decisions less daunting. My mission is to equip you with practical advice and actionable insights to confidently face whatever financial decisions come your way in the upcoming year.

Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.