Master Mentor Russ Allen joins Merlin for a look at strategic asset allocation models and how to partition ones portfolio to both achieve the greatest returns & manage risk. Russ and Merlin talk about commodities as a part of one’s portfolio, as several listeners voice frustration with this asset class. The duo also stress that there are no clear “Cookie-cutter” formulas for retirement portfolios and everyone must work to build one that suits their unique situation.