In this episode of Cover Your Assets, Logan and Don take on the most expensive retirement mistake of all: doing nothing. From unfunded estate plans and lazy advising to the ticking tax time bomb inside traditional IRAs, they break down how procrastination quietly benefits the IRS and underperforming advisors — not you. Retirement should not feel like an oasis you never reach. With real income planning, tax strategy, and proactive guidance, it becomes achievable — not theoretical. If you have been waiting to “deal with it later,” this conversation is your wake-up call.