The hidden workings of the Lender's Credit Committee determine whether your commercial loan application succeeds or fails, regardless of your business's actual strength. Rob Powell reveals insider knowledge from both sides of the lending table, explaining why presentation matters as much as performance when seeking business funding.

• Lender's Credit Committee is where senior bankers and analysts review and vote on your loan application
• You never get to be in the room to defend or explain your application
• Great businesses can lose funding due to sloppy packages while weaker businesses get approved with tight presentations
• Successful applications need clean financials, healthy ratios, and realistic repayment plans
• Anticipate and address tough questions before they're asked
• Build your deal for the credit committee, not just for yourself

If you've got a deal that needs smarter structure or clients who've outgrown your credit box, Cardinal Capital can help. Connect with me on LinkedIn or visit cardinalcap.net to learn more.

For more commercial capital information, contact us at [email protected]

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