November 2025 Consumer Snapshot: Cautious Optimism

This podcast covers the November 2025 Consumer Snapshot report published by Prosper Insights &Analytics. This podcast presents a detailed analysis of the consumer environment, noting a complex situation where overall consumer confidence has dipped, yet the Consumer Mood Index remains resilient, suggesting personal factors are offsetting macroeconomic uncertainty. The podcasthighlights that the perceived impact of inflation is easing, leading to habitual, rather than reactive, value-seeking behaviors like using coupons and switching to store brands.Furthermore, it indicates stability in spending power andstandard of living, predicting measured resilience, not acceleration, in consumer outlays for the coming months, withcontinued growth in loyalty programs such as Amazon Prime and Walmart+.