Insurance can feel like a maze of jargon, rising costs, and confusing policies, but it’s also one of the most important tools for protecting wealth.

How do you know if your coverage is enough? When should you shop around, raise deductibles, or consider umbrella protection?

In this episode, Peter Raskin talks with longtime friend Robert Mansfield, CPCU, Senior Vice President at HUB International New England, about the essentials of property and liability insurance. Together, they unpack the reasons behind soaring premiums, the critical role of umbrella coverage, strategies for handling claims, and the growing need to protect against scams and fraud.

Key takeaways:

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About Our Guest:

Robert Mansfield, CPCU, Senior Vice President at HUB International New England, is a seasoned insurance advisor with more than four decades of experience in property and liability coverage. Starting his career in the mail room of his family’s agency in 1977, he gained hands-on knowledge of every part of the business. Today, he works with individuals, families, and organizations, helping clients protect their homes, vehicles, valuables, and assets with the right coverage and guidance.

This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.

Securities and investment advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic Wealth is separately owned, and other entities and/or marketing names, products, or services referenced here are independent of Osaic Wealth.

Osaic Wealth, Inc. and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.