In November 2025, the global techno-economy shifted subtly, then dramatically, as AI agents became viable additions to the workforce. Mark Pesce has documented these changes, what he refers to as “The Watershed”,  in a remarkable series of articles at https://thewatershed.markpesce.com/.  Pesce joins the Futurists to explain his perspective about how companies and work have changed forever. Pesce and Rob Tercek discuss the future of jobs for humans working alongside AI agents, and what happens when an  AI with compounding capability begins to set its own goals. Topics:  relative super intelligence versus AGI; The Bitter Lesson and what remains durable work for humans; private insurance markets as the mechanism for pricing AI risk, why governments will evade that measurement, and the dissolving boundaries that used to define corporations. 

In this episode, Paolo Sironi speaks with Prof. Dr. Ingird Vasiliu-Feltes, author of the new book The Art of Quantum: Statecraft, Sovereignty, Strategy—a timely strategic manifesto that reimagines classical principles of foresight and power (inspired by The Art of War) for the quantum age.  As demographic shifts concentrate workforce and economic power in emerging economies by 2030, and technology giants increasingly rival nation-states, the very meaning of sovereignty is being rewritten. Ingird makes a compelling dual case: nations must urgently build quantum sovereignty frameworks to safeguard security, economic stability, and strategic autonomy, while enterprises must engineer quantum resilience to stay competitive in a technology-dominated landscape. We unpack Ingird’s call for integrated quantum governance, orchestration across legal, regulatory, diplomatic, and cyber-ethical domains, and the practical steps required to create regenerative, quantum-resilient ecosystems. Listeners will gain frameworks for quantum literacy, leadership recalibration, and the high-stakes race that will define competitive advantage, national power, and enterprise survival in the decades ahead. Those who master the “art of quantum” will shape the future—join us as we examine why this is no longer optional.

In this episode of Breaking Banks Africa, host Matteo Rizzi sits down with Waleed Sadek, Founder and CEO of Fintra Holding and Paysky, to explore how interoperable payment infrastructure is transforming financial ecosystems across Africa, the Middle East, and beyond. Waleed shares the vision behind his group’s four businesses, from national payment systems and cross-border payment networks to digital banking platforms and Banking-as-a-Service. The conversation also examines the future of payments, digital banking, stablecoins, and financial inclusion, highlighting the importance of connecting emerging markets through scalable technology. The episode also previews Waleed’s participation as a speaker at the Silk Road Finance & Technology Forum, taking place in Uzbekistan from 24–26 August, where he will discuss how emerging economies can accelerate financial innovation through interoperable infrastructure, digital banking, and cross-border collaboration, while building stronger bridges between Africa, Central Asia, and the Middle East.

This week on The Futurists we are joined by David Wood from the London Futurists, Rohit Telwar CEO of Fast Future, Andrew Grill the Actionable Futurist, and Dr. Julia Michelin, CEO/Founder and author of The Future of Dentistry. It’s an all star cast as we delve into the forecasts for tomorrow with the impact of AI and longevity treatments being a key focus. We discuss collaborative intelligence, gene therapy, nanobots and AGI. It’s a great discussion in the heart of London.

For years, Banking as a Service (BaaS) was sold as a silver bullet for community banks to solve their deposit problems and grow non-interest income. Through its evolution, the industry has learned that it is not enough for BaaS to simply be programmable. For innovation in banking to flourish, without sacrificing the safety and security of the banking ecosystem, BaaS must also be governable.

With the bankruptcy of Synapse and the resulting consent orders, sponsor banks have been forced to prove their control over outsourced operations.

This week on Breaking Banks, Jason Mikula, who wrote the book on BaaS, literally!, and is publisher of FinTech Business Weekly; Ellen Linardi, Chief Product and Technology Officer at Synctera; and Reid Whiting, President of Lincoln Savings Bank join Jason Henrichs to talk about sponsor banking. Is it growing up or catching up?

Interested in learning more? Check show notes for a link to a paper, a blueprint really, for the choices a bank that wants to play in sponsorship banking will need to make.

White Paper Link: Orchestration, Control, and Observability: A New Framework for Sponsor Banking https://alloylabs.docsend.com/view/gs8925x8yeii5vxg

Marcus “Bellringer” Bell is a musical polymath: songwriter, producer and technological pioneer. His credits include collaborations with Beyoncé, Niki Minaj, Snoop Dogg, Timbaland and music featured by Amazon, HBO, Netflix. Marcus has used AI to generate tens of thousands of songs in multiple genres. He uses AI to design agents, personas, and new tools for musical expression and personal growth. He joins the Futurists to talk to Rob Tercek about AI and the creative process. 

In this episode, Paolo Sironi speaks with Jean-Philippe Desbiolles author of the updated book AI Will Be What You Make of It (originally published in 2019). Desbiolles argues that AI’s impact on banking and society will ultimately be determined by human choices, not technology. He introduces the concept of a “co-era,” in which AI functions as a collaborative co-worker rather than a simple tool, requiring humans to develop “let-go” behaviors while staying in control.The discussion explores how banks can move beyond pilots by adopting a “cognitive factory” operating model to scale AI across business lines and processes. Desbiolles also examines the rise of agentic AI, which creates complex four-way relationships between customers, bankers, and their respective intelligent agents, fundamentally reshaping customer relationship management. Central to the conversation is the need to build trust through operational ethics frameworks, transparency, and responsible adoption to achieve real ROI. Desbiolles emphasizes that AI is driving a holistic transformation of organizations and society, and that success depends on placing humans at the center to create a virtuous cycle rather than a vicious one.

In this episode of Breaking Banks Africa, host Matteo Rizzi sits down with Premier Oiwoh, Managing Director and CEO of Nigeria Inter-Bank Settlement System (NIBSS), to explore how digital payment infrastructure is transforming Africa’s largest economy. Premier shares how NIBSS powers Nigeria’s payment ecosystem behind the scenes, driving interoperability, resilience, and innovation through instant payments and open APIs. The conversation covers the launch of the National Payment Stack, the role of digital public infrastructure, and why zero-cost instant payments could accelerate financial inclusion and economic growth. They also discuss the importance of trust, digital identity, financial literacy, and collaboration between banks, fintechs, regulators, and entrepreneurs. Looking beyond Nigeria, Premier outlines the actions needed to strengthen cross-border payments and build a more connected African financial ecosystem. This episode offers valuable insights into the future of payments, inclusion, and fintech innovation across the continent.

What if AI could replicate your consciousness?

Listen as Brett King connects with Paolo Sironi, host of Provoke.fm‘s The Banker’s Bookshelf about Paolo’s latest book, Quantum Sapiens.

Paolo’s foray into literary fiction explores the intersection of quantum gravity, philosophy, and the future of human consciousness in an AI-driven world, providing a unique way to explore complex topics.

Available at major bookstores and on Amazon, Quantum Sapiens is a haunting novel blending scientific speculation, the frontiers of artificial intelligence, theories of consciousness and urgent ethical questions into a compelling narrative.

Join Paolo and Brett as they dive into the “hard problem” of consciousness and how technology like AI acts as a mirror for the human experience.

What if AI could replicate your consciousness?

Listen as Breaking Banks host Brett King connects with Paolo Sironi, host of Provoke.fm‘s The Banker’s Bookshelf about Paolo’s latest book, Quantum Sapiens.

Paolo’s foray into literary fiction explores the intersection of quantum gravity, philosophy, and the future of human consciousness in an AI-driven world, providing a unique way to explore complex topics.

Available at major bookstores and on Amazon, Quantum Sapiens is a haunting novel blending scientific speculation, the frontiers of artificial intelligence, theories of consciousness and urgent ethical questions into a compelling narrative.

Join Paolo and Brett as they dive into the “hard problem” of consciousness and how technology like AI acts as a mirror for the human experience.