Today, Michiganders are required by law to maintain a "No-Fault" automobile insurance policy, which includes coverage for Personal Injury Protection (PIP) benefits. The existing No-Fault law has been reformed so that on July 2, 2020, and later, many changes will take effect, including giving Michigan drivers a choice of six options for their level of PIP coverage. In this episode of the GEEK FREAKS PODCAST, we put Bill Springer, Principal at Conrad Insurance Agency on the Insurance Hot Seat to discuss the impact this new law will have on the insured Michiganders.