Today, Michiganders are required by law to maintain a "No-Fault" automobile insurance policy, which includes coverage for Personal Injury Protection (PIP) benefits. The existing No-Fault law has been reformed so that on July 2, 2020, and later, many changes will take effect, including giving Michigan drivers a choice of six options for their level of PIP coverage. In this episode of the GEEK FREAKS PODCAST, we put Jeremy MacDonald, President at Mid-Michigan Agency, and Jason Verlinde, President at Verlinde Insurance Agency, on the Insurance Hot Seat to discuss the impact this new law will have on the Michigan insurance agencies statewide.