The Clearing House’s Sal Karakaplan says reliability, security and transparency will determine how innovations gain durable traction.

Velera’s Cody Banks says credit unions that operationalize data and automate decision-making will distinguish themselves in payments.

Bob Legters, CPO at Paysafe, says the increasing use of digital wallets can streamline back-office processes and reduce costs.

i2c Chief Client Officer Serena Smith says real-time payments require interoperability so banks can connect compliance and stop fraud.

Marschall Runge, former CEO and dean of Michigan Medicine, says he was wrong to be cautious about healthcare AI.

Same-day and same-shift payouts are changing how transactional workers judge jobs and manage cash flow. As platforms compress the gap between work completed and wages received, employers and payments providers are confronting a labor market where timing matters as much as pay.

PicPay’s U.S. IPO marks a shift toward credit-driven growth built on wallet data, underwriting discipline and deeper customer engagement.

As blockchain heads into 2026, the conversation is shifting from big promises to hard realities. In the latest episode of “From the Block,” PYMNTS CEO Karen Webster chats with Citi Treasury and Trade Solutions Global Head of Digital Assets Ryan Rugg about why the year ahead will be defined by whether digital assets can integrate into the operational, regulatory and risk frameworks of mainstream finance.