Markets delivered strong headline returns in 2025, but underneath the surface, risks quietly continued to build. In this special episode of THE FINANCIAL COMMUTE, CEO Jeff Sarti and Chief Investment Officer Meghan Pinchuk break down market performance in the last quarter of 2025 while looking ahead to what this year may bring. From AI-fueled stock gains and international outperformance to the role of private credit, real estate, and gold, this conversation cuts through the noise to focus on disciplined positioning.

Tune in if you’re interested in…

• What powered market returns in 2025
• Why market concentration and valuations matter heading into 2026
• The difference between AI hype and sustainable growth
• How international stocks, private credit, and gold played key roles
• What to focus on as policy and rates shape the next cycle