We’re back to the digital mailbag to answer your questions!

For this week:

• How has my lifestyle evolved since achieving financial independence and how do I spend my time?
• Updated thoughts on money and markets
• Are we putting too much faith in institutions like Vanguard?
• Can and should life insurance policies be used for retirement savings?
• Tax avoidance versus accepting higher tax rates
• What is a Simple IRA and how does it differ from a 401(k)? Can I still do Roth conversions?
• Savings rates are great! Should I pay less on my loans to maximize my savings?
• Big picture: Where do I start on getting my financial life together?
• Outreach and presentations
• So much more!

 

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Show Notes and Links at Clippingchains.com

 Q1: How has my lifestyle evolved since achieving financial independence and how do I spend my time? (00:02:49)

 

Q2: Updated thoughts on money and markets (00:05:01)

 

Q3: What if Vanguard failed?! (00:07:53)

 

Q4: Can and should life insurance policies be used for retirement savings? (00:11:56)

 

Q5: When do I stop trying to optimize my tax bracket and just let go? (00:15:30)

 

Q6: What is a Simple IRA and how does it differ from a 401(k)? Can I still do Roth conversions? (00:18:56)

 

Q7: Savings rates are great right now! Should I pay less on my loans to maximize my savings? (00:22:39)

 

Q8: Big picture: Where do I start on getting my financial life together?(00:26:26)

 

Q9: How was your presentation at the climbing gym? Can you record it? (00:34:51)

 

Q10: Can you supply podcast transcripts? (00:40:27)