– I’m about to go on maternity leave and my mortgage repayments have gone up significantly in the last 9 months! Is there anything I can do with my bank to reduce my payments? 

– How do we break in to an unaffordable market?  We are looking to buy at the moment but can only borrow up to $400,000 whereas most of the properties we want are $600,000+.  – I live on my own and am looking to buy. Should I buy a bigger house within my budget or a smaller and cheaper house that suits my needs right now?