In this episode, we welcome Charlie, an experienced lender, to break down the key aspects of raising finance for property investments, with a particular focus on title splitting.

There isn’t just one way to secure funding when acquiring a multi-unit freehold. Charlie explores the various lending options available and how to tailor your strategy to fit the specific needs of your deal.

We also discuss:

• The reasons why loan applications get declined
• How to conduct proper due diligence to avoid rejections
• Practical tips for structuring finance in title splitting deals

Join us for an insightful discussion on navigating the lending landscape and securing the right funding for your investment strategy.

Quiddity Property Education helps property investors to maximise their return on their investment by buying blocks of flats, on one freehold and creating value through negotiation, refurbishment and title splitting. We aim to add at least 25% of value so that we can use that ‘new value created’ to use as deposit and refinance all our deposit out of each deal, in effect, getting 100% mortgages on refinance. This allows investors to keep re-using their capital to buy even more blocks of flats. We see consistent applications of this strategy achieve £10,000 per month passive rental income within 4/5 years. Starting funds can be as low as £30,000.